Its totally depends on your trips.
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I don’t think flights are included It would be mentioned inclusions and exclusions
Anyways just a piece of advice that Goa would be too hot at this time You can plan after November
Depending upon your budget the camera may vary
If you have budget around 25 then canon 1300d with 18-55 mm lens is a great option. If your budget is more than you can go for either nikon d3400 with 18-55mm lens or 18-55 and 70-300 lens
Well if you are a student , there are many ways you can save your money.
1.Take roadways bus(or trains)instead of volvo.
2.Prefer to stay in dormitory.
3.Save money on food .
Most suitable time for visting Spiti valley is in month of June to September(primarily, summer months). Its one of the best time to visit as the temperature is pleasant and classy!
With almost no frozen roads, the summer seasons are the most desired timing for travelling.
However, winter in Spiti is really an arduous task, as temperature usually drops to -30° Celsius- which is almost unbearable. Plus, Manali-kaza highway is blocked in winters.
So, I would recommend you to visit Spiti in Summer season. Happy journey!