The prospect of international travel is always exciting. More so, if it is for a vacation. Although vacations to international destinations are thrilling, they are not easy to plan. Be it visa procedures, booking expensive flight tickets and hotel rooms, international vacations require heavy resources and planning. Many people tend to overlook the hidden risks that may sabotage travel plans and cause heavy losses. Even simple problems such as flight delays or flight cancellations can throw your entire travel plan off track and lead to heavy financial losses. An international travel insurance protects you from the financial losses you might encounter during your vacation. With the availability of international travel insurance online, one can easily obtain travel insurance from the comfort of your own home. Here’s how an international travel insurance helps you travel carefree.
Covers flight cancellations and delays
A travel insurance policy will provide compensation for the flights that are delayed for more than 12 hours or canceled due to weather conditions or technical glitches. If you take up a travel insurance policy, the entire amount of the flight ticket will be returned to you for the fraction of the actual cost.
Covers emergency medical treatments
Medical treatments are generally very expensive abroad. The risks of falling ill on trips are always high due to change in climate and food habits. A travel insurance will cover the costs of any medical treatments received abroad. This will include hospitalization as well as emergency medical evacuation costs.
Covers theft or loss of luggage
Theft or loss of luggage is a frightening possibility of tourists. A travel insurance policy will cover the costs of your belongings that are lost or stolen. However, you must mention the belongings you want to cover at the time of policy purchase and pay the premium accordingly.
Covers cancellation or postponement of trip
Although you might have booked flight tickets and hotel rooms in advance, there is always a possibility of the trip being canceled or postponed due to some reason. It may be a medical emergency or death of a close relative. In such unavoidable circumstances, a travel insurance will compensate the entire cost of the trip.