People don’t believe but really nice trip can be arranged in 50k for Maldives 1. Mumbai / Chennai to Male over night Male
2. Male to Maafushi in ferry ( scuba and backpackers paradise ) Local and private ferries available at reasonable rate. Maafushi has amazing beach resorts/ boutique hotels under 5k per night with breakfast , over night at Maafushi 3. Sank bank excursion available online over night at resort 4. Go for padi course / snorkelling 5. You can opt to visit those water villa resort for a day. Many day trips to those water villas are available from Maafushi.
Some days ago on FB, I saw a post on( backpacking budget India group) a couple celebrate their infant's birthday at Maldives in 72k ₹. and they give total costing of their expenses. long story short, points were they opted basic guest house type hotels they travel island to island by local ferries and not by speed boats and private jet. they generally used food packets from India. they even do watersports of ₹ 4k.
so if anyone wants to do travel and explore, be well plan and ditch some luxury.