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All depends on what you'll do and where you're going. if your heading to South India you might want to leave your wintercoat at home.
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It depends on the Destination where are you Going. Umbrella is must during Monsoon Season Winter Clothes for Hill Stations
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Here the blog you must read: https://www.hdfcergo.com/blogs/travel-insurance/travelling-overseas-know-these-5-ultimate-packing-tips-for-easy-travel