10 Fast Business Loans That Can Save Your Business This Week

Running a business is full of unexpected turns—some exciting, others stressful. From equipment breakdowns to cash flow gaps or sudden opportunities, financial demands can appear overnight. In these critical moments, fast business loans can be the difference between seizing an opportunity and missing out—or even staying open or closing down.

At Delta Capital, we know time is money. That’s why we specialize in fast, flexible business loans designed to fund your business in 24 to 72 hours. Below, we’ll explore ten of the fastest loan options that can help save your business this week—no delays, no complications.

Why Quick Business Loans Are Essential

In today’s fast-paced economy, businesses need agility—not just in operations, but in financing. Traditional bank loans, while reliable, often take weeks or months to approve and fund. That’s time most small business owners don’t have during a crisis or sudden opportunity.

Fast business loans provide:

Immediate working capital to address urgent needs

Quick approvals with less paperwork

Funding for businesses with limited or challenged credit

Flexible repayment structures based on your cash flow

Let’s explore the ten most effective and rapid business loan solutions available today.

1. Short-Term Business Loans

Short-term loans offer a lump sum upfront, repaid over a period ranging from a few months to a year. These loans are perfect for urgent needs like making payroll, covering rent, or bridging temporary revenue dips.

Fast Funding Time: 24 to 48 hours

Best For: Emergency expenses, short-term projects

Delta Capital provides short-term business loans with fast approvals and customizable repayment schedules.

2. Business Lines of Credit

A business line of credit allows you to draw funds as needed, up to a set limit. You only pay interest on the amount used, making it ideal for managing day-to-day operations and cash flow fluctuations.

Fast Funding Time: Same day to 2 business days

Best For: Recurring expenses, working capital

With Delta Capital, securing a line of credit is fast, flexible, and requires minimal documentation.

3. Merchant Cash Advances (MCAs)

Merchant cash advances offer immediate funding in exchange for a percentage of your future credit card sales. Although MCAs often carry higher costs, they are extremely fast and convenient.

Fast Funding Time: 24 hours

Best For: Retail and service businesses with high card sales

Delta Capital’s MCA options are tailored for businesses needing fast capital with predictable repayment.

4. Invoice Financing

If you’re waiting on outstanding invoices from clients, invoice financing can help you unlock that cash now. You receive a portion of the invoice value upfront, and the remainder (minus fees) once the invoice is paid.

Fast Funding Time: 1 to 3 days

Best For: B2B companies, service providers

Delta Capital makes it easy to convert unpaid invoices into immediate working capital.

5. Equipment Financing

Equipment financing allows you to buy or lease necessary equipment quickly, using the equipment itself as collateral. This is especially helpful when machinery or tools are essential to operations.

Fast Funding Time: 2 to 3 business days

Best For: Manufacturing, construction, restaurants

Delta Capital offers flexible equipment loans to help you keep your operations running smoothly.

6. Working Capital Loans

Working capital loans help cover the daily expenses of running your business. These loans are often unsecured and offer short-term relief for payroll, utilities, and operating costs.

Fast Funding Time: 48 hours

Best For: Short-term liquidity needs

Delta Capital’s working capital solutions are fast, practical, and designed to keep your business moving.

7. Revenue-Based Financing

With revenue-based financing, you receive a lump sum in exchange for a percentage of future monthly revenue. Repayment scales with your income, so it’s easier to manage in fluctuating months.

Fast Funding Time: 24 to 72 hours

Best For: Businesses with variable monthly revenue

Delta Capital helps you align funding with your actual income, making repayments manageable and stress-free.

8. Bridge Loans

Bridge loans provide temporary financing while you wait for longer-term funding to come through. These are especially useful during transitions like mergers, acquisitions, or large project phases.

Fast Funding Time: 1 to 3 business days

Best For: Transitional funding, large contracts

Delta Capital’s bridge loans help you move forward confidently while waiting on bigger deals to close.

9. Startup Business Loans

Contrary to common belief, startups can access business loans quickly, especially through alternative lenders. These loans are evaluated more on potential and projected revenue than history.

Fast Funding Time: 2 to 5 business days

Best For: New businesses, entrepreneurs with strong plans

Delta Capital supports startups with funding designed to get them off the ground—fast.

10. Online Business Loans

Online lenders offer a wide range of business loans, all processed digitally. You can complete the application, approval, and funding entirely online—making it one of the fastest ways to secure capital.

Fast Funding Time: 24 to 48 hours

Best For: Tech-savvy entrepreneurs needing fast capital

Delta Capital’s online business loan portal allows you to apply from anywhere and get funded in record time.

Tips to Secure Fast Business Loans

To ensure a smooth and quick approval process, follow these key steps:

Prepare financial documents ahead of time (bank statements, business license, etc.)

Understand your monthly revenue and cash flow needs

Choose the loan type that best fits your situation

Work with a lender experienced in fast approvals, like Delta Capital

The more prepared you are, the faster the funding process.

Why Delta Capital Is the Go-To for Fast Business Loans

At Delta Capital, we’re more than just a lender—we’re a partner in your business success. We specialize in fast, flexible, and personalized business loan solutions tailored to your needs.

Here’s why thousands of entrepreneurs trust Delta Capital:

Same-day to 48-hour approvals

Transparent loan terms with no hidden fees

Options for all credit profiles

Dedicated funding specialists who understand your business

Streamlined application process from start to finish

Whether you’re in a tight spot or seizing a big opportunity, we help you get the capital you need—fast.

Frequently Asked Questions (FAQ)

1. How fast can I get approved and funded through Delta Capital?

In many cases, you can be approved within 24 hours and receive funding shortly after, depending on the loan type.

2. Can I get a business loan if I have bad credit?

Yes. Delta Capital offers multiple financing options, including merchant cash advances and revenue-based funding, which don’t rely heavily on credit scores.

3. What documents do I need to apply for a fast business loan?

Typically, you’ll need your business license, recent bank statements, proof of revenue, and your EIN or tax ID. In some cases, additional documentation may be required.

Conclusion: Act Now—Don’t Let Cash Flow Hold You Back

Your business doesn’t have to wait weeks for funding. With fast business loans from Delta Capital, you can meet urgent needs, solve short-term problems, or seize growth opportunities—all within days. From lines of credit to merchant cash advances and invoice financing, we provide the speed, flexibility, and support that modern businesses need to thrive.

Don’t let a lack of capital derail your momentum. Apply with Delta Capital today and get the funding your business needs this week.