Zuberec is a bit of a tourist town, but only because it is located close to several major ski areas and so there are many guest houses and private accommodation available. We are only about 20 kms (12 miles) from the border of Poland! And more importantly, we are only a few minutes from the western edge of Tatra National Park! We walked to the tourist office and explained that we were looking for inexpensive accommodation. Many of these places are advertised at between €8.00 to €12.00 ($10.00 to $15.00) per person, per night. The lady made a few phone calls and the first couple came back as "full", so we were getting a little worried. But then she found one for us, and only a 5 minute walk away!
We walked up to the side door, and there were a couple of teen girls, one of whom spoke some English. She went to get her grandmother who owns the building, and soon we were being shown the small apartment. Best room we've had yet, and only €8.50 ($10.63) per person, per night. So, for $21.25 per night, we are staying for four nights!