Well, you'd be thinking another clickbait article on the internet, eh? Guess what, it's not. This is an actual story of how I finally decided to let go of my apprehensions and go on a dream solo trip to my favourite European cities. But the idea was obviously not easy because I did not have enough money to pursue my dream. Here’s how I managed my travel loan that helped me with my travel expenses on my Euro trip.
The Trouble With Europe
A trip across Europe was always on my bucket list. And I had set a timeline by which I would tick it off. But there was only one little problem with this plan – I didn't have enough money to go. So, I made a pact with myself in 2015. I would save enough money by 2017 to do my dream Euro trip.
The plan was going smoothly till mid-2017, but then suddenly an unforeseeable family expenditure came my way which I had to pay for from my savings. And as luck would have it, I didn’t have enough to make my Euro trip a memorable one. I could neither laugh or cry at my situation, but I was done waiting to realise my dream.
How a travel loan turned out to be a flexi solution
I was sitting in my office on a summer day when I stumbled upon Bajaj Finserv's website while working on a professional assignment, and a wild idea suddenly occurred to me. Why do I not take a personal loan! From the looks of it, it seemed easy to apply for and get. I mean, I had a stable job and I was a decent employee too. The only thing I did not have was the immediate capital to finance my dream. I'd delayed the trip for almost two years now, and I thought I deserved to go.
And so that was it!
What really helped me make up my mind was the enticing EMI payment options offered by the Flexi Personal Travel Loan. If you do not understand money (like me), I'll tell you in a nutshell that I'd only have to pay the monthly interest amount as the EMI which reduced my monthly instalments by half. On top of that, I could pay back whatever I liked whenever I liked. That meant I could pay back my entire loan amount at the end of the year when I'd hopefully get a retention bonus.
I got a travel loan approval of ₹5 lakh within a day. Out of the approved amount I had planned to avail ₹2 lakh on my Euro trip, so the interest would be charged only on those 2 lakh. Now, I was ready to realise my dream.
The Dream Euro Trip
I took off for my dream trip in the month of June '17 and landed in the mystical city of Prague.